The Service Ijarah finance product is designed to provide customers with financing to acquire needs; whether it is for an unexpected medical condition, finance for education, travel or wedding etc. This personal finance (Service Ijarah) product is based on the Islamic financing principle of 'Ijarah' for the services. In Service Ijarah, the Bank will have 'agreements' with various service providers, whereby the Bank leases the services required by the customer directly from the provider and sub-leases it to the customer.